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John Willoughby

Mortgage Professional

816-455-7770 Ext 47

Exclusively serving Homeowners and Future Homeowners throughout MISSOURI and KANSAS !!!

All articles contained herein offer a comment section at the end. I encourage you to ask questions and offer comments.

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Conventional, FHA, VA, USDA and JUMBO Purchase and Refinance Programs.

First Time Homebuyer Programs

Making Home Affordable.gov Programs

New Construction extended locks available.

Archive for Mortgage Loan Credit Issues

 01/08/2010

If you are considering a Kansas mortgage loan or a Missouri mortgage loan your credit scores will dictate whether you are eligible for a loan.

 Did you know that each of the major credit reporting agencies must provide you one free credit report annually?  To take advantage of these absolutely free credit reports you must go to the following website…     http://www.annualcreditreport.com  .

This website will provide you individual links to each major reporting agency. I recommend that you access one agency and create an account.   Be sure to keep records of the report record #, your user name and password. You will need that info in the event you find errors and must dispute the accuracy of any of the information they have listed. Later you will want to go back to the same report and you won’t get to it without keeping that info available to you. Read More→
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